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We Buy Cars with Outstanding Finance


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Selling a car with outstanding finance to We Want Any Car is simple. Hundreds of our customers come to us with questions about selling their car on finance, and actually, it’s an easier process than you may think. Regardless of the reason you need to sell your car, we will buy it at a fair price and we can also settle your finance arrangement as a part of the process.


How to Sell a Car with Outstanding Finance

Follow the steps below to sell your car with outstanding finance, and We Want Any Car will support you with any advice you may need along the way.

1. Car Valuation

All you have to do is get your free car valuation through our website to see how much your car is worth.

2. Contact your lender

You will need to contact your lender and advise them you are considering the sale of your vehicle. Please request a written confirmation from them of the settlement figure, which we will need to see at your appointment. Should you need any advice regarding your finance agreement, you should obtain this directly from them, and in the event the vehicle valuation is less than the amount owed to the lender, you will need to discuss options with them as to how to progress with the sale and settle the negative equity with them.

3. Book an Appointment Online

Then simply book an appointment online with your local We Want Any Car branch. There, we will be able to confirm your online valuation or offer a fair alternative after we physically inspect your car.

4. Settlement Agreement

Once we have checked the outstanding amount remaining on your vehicle, using the written confirmation from your lender, there are two ways to go about selling a car with outstanding finance.

If you wish, you can settle the outstanding finance yourself at your appointment. Your lender will advise you what you need to do.

Alternatively, you can authorise We Want Any Car to deduct this figure from your car’s value as part of the selling process. We send that payment to the lender and whatever money remains after will then be transferred into your bank account. You will receive cash for your car within four days.

So, selling a car on finance couldn’t be easier with We Want Any Car. Start the process now with a car valuation.

Contact us

If you’re still unsure about how to sell a car on finance contact us for more information, and we will guide you through the process.
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We have over 70 branches nationwide where you can sell your car to us.
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We have over seventy locations across the UK, so you will never be more than a short drive from your local branch to sell your car today. Use our branch locator to find more information on how to contact us.
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